Lending Licenses

NaviRefi loans* are made by Earnest Operations LLC. Earnest Operations LLC currently holds lending licenses in the following states:

State License Number License Type
Alabama MC 22523 Consumer Credit License View
Arizona CL 0928802 Consumer Lender View
Colorado 992644 Supervised Lender View
Connecticut SLC-1204917 Small Loan Company License
District of Columbia ML9534 Money Lenders - Class A View
Idaho RRL-9469 Regulated Lender License
Indiana 26995 Loan License View
Iowa NRR-2016-0100 Master Loan Company Registration View
Kansas SL.0026653 Supervised Loan License View
Kentucky CL416906 Consumer Loan Company License
Louisiana 1204917- 1185949 Licensed Lender Main Office View
Maryland 2260 Installment Loan License View
Maryland 1468 Consumer Loan License View
Michigan RL 0020328 Regulated Loan License View
Minnesota MN-RL-1204917 Regulated Loan Company License View
Mississippi SL/003600/2017 Small Loan Regulatory and Privilege Tax Laws License View
Missouri 367-18-7727 Consumer Credit Loan Company View
Montana 1204917 Consumer Loan License
North Dakota MB102978 Money Broker License View
Oklahoma SL008410 Supervised Lender License View
Oregon 0447-001-C Consumer Finance License View
Pennsylvania 45960 Consumer Discount Company View
Rhode Island 2018368LL Lender License
South Carolina S-8695 Supervised Lenders License View
South Carolina S-8899 Supervised Lenders License View
South Carolina S-8899 Consumer Loans: Rights and Responsibilities pamphlet View
South Dakota MYL.3220 Money Lender License View
Tennessee 11106435 Industrial Loan and Thrift License View
Vermont 6928 Lender License View
Washington CL-1204917 Consumer Loan Company License View
Wyoming SL-3764 Supervised Lender License View

Navient Solutions, LLC, as a service provider on behalf of Earnest Operations LLC for NaviRefi loans*, currently holds licenses in the following states:

State License Number License Type
Maine 212430 Broker License
North Dakota MB103173 Money Broker License


* NaviRefi loans are not offered in all states. NaviRefi loans are not currently offered in the following states: CA, DE, or NV.