Lending Licenses
NaviRefi loans* are made by Earnest Operations LLC. Earnest Operations LLC currently holds lending licenses in the following states:
| State | License Number | License Type | |
| Alabama | MC 22523 | Consumer Credit License | View |
| Arizona | CL 0928802 | Consumer Lender | View |
| Colorado | 992644 | Supervised Lender | View |
| Connecticut | SLC-1204917 | Small Loan Company License | |
| Delaware | 026225 | Licensed Lender | |
| District of Columbia | ML1204917 | Money Lender License | |
| Idaho | RRL-9469 | Regulated Lender License | |
| Indiana | 26995 | Loan License | View |
| Iowa | 88883422 | Master Loan Company Registration | |
| Iowa | NRR-2016-0100 | Non-Resident Regulated Loan License | View |
| Kansas | SL.0026653 | Supervised Loan License | View |
| Kentucky | CL416906 | Consumer Loan Company License | |
| Louisiana | 1204917-1185949 | Licensed Lender Main Office | View |
| Maryland | 03-2260 | Installment Loan License | View |
| Maryland | 02-1468 | Consumer Loan License | View |
| Michigan | RL 0020328 | Regulated Loan License | View |
| Minnesota | MN-RL-1204917 | Regulated Loan Company License | View |
| Mississippi | 1204917 | Small Loan License | |
| Missouri | 367-18-7727 | Consumer Credit Loan Company | |
| Montana | 1204917 | Consumer Loan License | |
| North Dakota | MB103251 | Money Broker License | |
| Oklahoma | SL008410 | Supervised Lender License | View |
| Oregon | 0447-001-C | Consumer Finance License | View |
| Pennsylvania | 45960 | Consumer Discount Company | View |
| Rhode Island | 2018368LL | Lender License | |
| South Carolina | S-8695 | Supervised Lenders License | View |
| South Carolina | S-8699 | Consumer Loans: Rights and Responsibilities pamphlet | View |
| South Carolina | S-8899 | Supervised Lenders License | View |
| South Dakota | MYL.3220 | Money Lender License | View |
| Tennessee | 171745 | Industrial Loan & Thrift Company | View |
| Vermont | 6928 | Lender License | View |
| Washington | CL-1204917 | Consumer Loan Company License | View |
| Wyoming | SL-3764 | Supervised Lender License | View |
Navient Solutions, LLC, as a service provider on behalf of Earnest Operations LLC for NaviRefi loans*, currently holds licenses in the following states:
| State | License Number | License Type | |
| Maine | 212430 | Loan Broker License | |
| North Dakota | MB103173 | Money Broker Licens |
* NaviRefi loans are not currently offered in the following states: CA or NV.