Lending Licenses

NaviRefi loans* are made by Earnest Operations LLC. Earnest Operations LLC currently holds lending licenses in the following states:

StateLicense NumberLicense Type
AlabamaMC 22523Consumer Credit LicenseView
ArizonaCL 0928802Consumer LenderView
California605 4788Finance LenderView
Colorado992644Supervised LenderView
ConnecticutSLC-1204917Small Loan Company License
Delaware026225Licensed Lender
District of ColumbiaML1204917Money Lender License
IdahoRRL-9469Regulated Lender License
Indiana26995Loan LicenseView
Iowa88883422Master Loan Company Registration
IowaNRR-2016-0100Non-Resident Regulated Loan LicenseView
KansasSL.0026653Supervised Loan LicenseView
KentuckyCL416906Consumer Loan Company License
Louisiana1204917-1185949Licensed Lender Main OfficeView
Maryland03-2260Installment Loan LicenseGo to NMLS
Maryland02-1468Consumer Loan LicenseGo to NMLS
MichiganRL 0020328Regulated Loan LicenseView
MinnesotaMN-RL-1204917Regulated Loan Company LicenseView
Mississippi1204917Small Loan License
Missouri367-18-7727Consumer Credit Loan Company
Montana1204917Consumer Loan License
North DakotaMB103251Money Broker License
New Mexico02280Small Loan Company LicenseView
New MexicoTO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL:
NaviRefi Customer Care Center – NaviRefi, P.O. Box 8000, Fishers, IN 46038-8000. 844-381-6621. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website. Download important consumer information in the Lending Operations Brochure.
Lending Operations BrochureView
OhioCI.550010.000CertificateView
OklahomaSL008410Supervised Lender LicenseView
Oregon0447-001-CConsumer Finance LicenseView
Pennsylvania45960Consumer Discount CompanyView
Rhode Island2018368LLLender License
South CarolinaCGL-152677Consumer Credit Grantor NotificationView
South DakotaMYL.3220Money Lender LicenseView
Tennessee171745Industrial Loan & Thrift CompanyView
UtahN/AConsumer Credit NotificationView
Vermont6928Lender LicenseView
WashingtonCL-1204917Consumer Loan Company LicenseView
WyomingSL-3764Supervised Lender LicenseView

Navient Solutions, LLC, as a service provider on behalf of Earnest Operations LLC for NaviRefi loans*, currently holds licenses in the following states:

StateLicense NumberLicense Type
California60DBO-107005Finance Lender (Broker)View
Maine212430Loan Broker License
North DakotaMB103173Money Broker License

 

* NaviRefi loans are not currently offered in Nevada or the U.S. territories.